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Family Counseling - I assist each person to set specific goals and together we will identify how to apply, and what actions, will meet those goals. These are some of the family services I provide.
Susan B. Jacobson, L.M.H.C., P.A.
T: (561) 912 - 0190
Internet Dating Blackmail. It Could Happen To Anyone.
You Gave, Or They Stole Your Personal Information
I have consulted with a Licensed Private Investigator who assisted me with this information so my clients and the public can be informed what could/may occur with Internet dating and online relationships. This is just a brief article on Online Identity Fraud.
Online, Internet, Identity Fraud, or Theft
Identity Fraud or Theft is when someone steals, or attempts to steal, your identity. It is known as identity theft. Identity thieves use the victim's personal information and details to fraudulently pose as the victim, usually for financial benefits.
You may have met someone online, on a dating site. Identity fraud, or theft, is when someone steals or attempts to steal your identity. Your Internet romance partner didn't steal your information. Most likely, you willing gave it by accident.
THE RED FLAGS OF ONLINE IDENTITY THEFT
Check For - Unusual activity on your credit cards, or credit report
Check For - Missing bills and statements
Check For - Emails, or texts, asking for sensitive information
Calls from creditors about accounts you never opened, or loans you never applied for.
Staying Safe. Play It Smart.
Don't become a victim of identity fraud. Take these steps to prevent it from happening to you.
Do not post, or share, any personal information and details with anyone. Bank account details, a credit card number or a social security or tax file number, is often all a thief needs for fraud.
If you are talking to someone on the phone, get to know him or her before you give them your cell phone number. Identity thieves have been known to use home and work phone numbers to reveal addresses. It's probably best you get to know someone before you share your contact details with them.
Keep a log of your chat, or IM sessions, whenever possible, just in case you need it in the future.
Do not entertain any requests to cash a cashier check, as these checks are usually fake. As a victim you not only lose your money, but could also reveal sensitive personal information to the scammer.
Monitor your credit reports regularly to ensure there has been no unusual activity on your account. You can also freeze your report so credit issuers, only you can access your report, when you give them permission to do so.
If you receive emails, text messages, or phone calls, asking you for sensitive information, make sure you double check with the bank or financial institution. They will usually not ask for sensitive information over the phone.
Immediate Step For Getting Help.
Sensitive information, in the hands of a thief, can lead to several kinds of identity fraud - credit card, bank and finance, government documents (getting a driver's license in the victim's name; using social security number), getting a job pretending to be the victim, renting services etc. Obviously an imposter is bad news and if you think you are a victim of identity theft/ fraud, you must get help immediately.
File a police report & notify creditors.
Dispute unauthorized transactions and doing so will help restore your name and credit report.
Set up a fraud alert, on your credit report, to prevent the thief from opening further accounts
Close accounts that have been tampered with.
What To Do If Scammed:
After you discover the scam, you may have questions regarding the person you were talking to, the money you may have sent, the checks you may have cashed, how to report the scammer or just how the scam works. Contact Your Local Police Department.
This Article Should Not Be Considered Legal Advice.
My Corporate Counseling Services
Family Counseling - Resolving Relationship - I assist each person to set specific goals and together we will identify how to apply, and what actions, will meet those goals.
I am a trained clinician and apply strategies to solve issues, even if a couple has been struggling for years.